Minam (Mike) Choe epitomizes integrity, energy, hard work, and creative service in every detail of your insurance needs. Mike began his retail career as a salesperson in El Paso, TX and maintained lead position in customer service. Mike has developed and maintained multiple carrier relationships with top insurance companies, enabling him to provide his clients with outstanding products and services.
Mike is proud to be part of Family First Life IMO and he is here to answer your questions!
An annuity is a stream of monthly income guaranteed for life, starting immediately or deferred to a specified time in the future, in exchange for an upfront lump sum payment. For example, a woman of 65 investing $500,000 can receive about $2,700 a mo...
For a life-long stream of income, consider buying an immediate annuity. As the name suggests, with an immediate annuity you pay a lump-sum now and begin to receive a regular income stream right away. What’s more, today’s versions offer im...
The biggest advantages annuities offer is that they allow you to sock away a larger amount of cash and defer paying taxes.
Unlike other tax-deferred retirement accounts such as 401(k)s and IRAs, there is no annual contribution limit for an annuity....
When do you plan on retiring? I often ask others this question during financial wellness workshops, webinars, and coaching sessions. Most people have at least a ballpark idea of when they would like to achieve a state of financial freedom where they...
If you’re new to retirement, you can expect to make some mistakes. It’s all unexplored territory for you, after all, and you’ll have to figure out some things as you go.
But you can learn a lot from the experiences of those who&rsq...
In my book, “Rewirement: Rewiring the Way You Think About Retirement,” I lay out a detailed ten-step process that everyone can use while doing retirement income planning. This is also the same process that is taught to thousands of financ...
Medicare is a fantastic resource for retirees, offering healthcare coverage that would be prohibitively expensive if purchased through a regular health insurance policy. However, Medicare isn't actually free... and it may not even be cheap if you...
Supplement insurance to fill in the gaps that Medicare does not pay are on the rise, increasing by 500,000 in 2017 over 2016, according to the American Association for Medicare Supplement Insurance.
At the end of 2017, there were 13.6 mill...
If you were diagnosed with a serious illness that required a potentially life-changing surgery, would your health insurance company have your back?
That’s the question Bethany Kelly is afraid she already has an answer to. At age 26, she was re...
DO YOU KNOW THE difference between an angiogram and angioplasty? Can you breeze through medical questionnaires and confidently navigate patient portals? Are you sure the insurance coverage you're choosing has the best deductible, premiums, a...